1st time home buyer

Quick Delivery Homes: Your Fast-Track to New Home Ownership Are you interested in constructing your own home but need a quicker solution than the typical new-construction timeline? A quick-delivery home can put you on the fast track to new home ownership. At Calcagni Real Estate, we have the privilege of working closely with some of Connecticut's premier homebuilders to build new residential properties...

Open House Etiquette for Buyers Visiting open houses can be an exciting activity for prospective homebuyers. It's an opportunity to step into what could potentially be your future home, but it's crucial to remember that this is still someone else's home. Just as you would adhere to certain etiquettes when visiting a friend's house, there are dos and don'ts specific to open houses that can help you make a...

The Myths About Buying a Bank-Owned Home REO homes, also known as foreclosures or bank-owned homes, are properties that the bank has taken reposession of. Repossession happens when a previous owner cannot make their mortgage payments, and the lender eventually takes ownership of the property. There are many misconceptions about purchasing a bank-owned property. We asked the REO experts at Calcagni Real...

Renting vs. Buying: Determining the Best Option for Your Lifestyle When it comes to finding a place to live, buying has traditionally been favored over renting. Some consider renting to be "throwing away money" while they consider buying an "investment." So, the question is: Should I rent or should I buy? The answer isn't so simple. Many factors determine the best options for your lifestyle. Read on for...

You ask, we answer: Should I Waive a Home Inspection? As a buyer in a competitive market, you may have heard many tips and tricks for writing a winning offer. A common suggestion is to waive your home inspection, which can come with many questions and uncertainties. You may be wondering what your options are for home inspections when it's time to buy so you don't end up with buyer's remorse. Here are our...

You Ask, We Answer: How Can I Improve My Credit Score? If you're looking to purchase a home, it's essential to know that a good credit score is a crucial factor in the process. If you have looked at your credit score and aren't thrilled by the number you see, don't fret. There are many trusted and straightforward ways to raise your score. Read on to learn why good credit matters, what is considered good...

You Ask, We Answer: What are the Limitations of my HOA? Homeowners' Associations (HOAs) are organizations comprised of homeowners in a subdivision, planned community, or condominium complex that make and enforce rules for the properties and residents. People who purchase a property within a community with an HOA become members automatically and pay dues, known as HOA fees, that go towards the Association...

You Ask, We Answer: What Are the Pros and Cons of an Open Floor Plan? House hunting with your Calcagni Real Estate agent is underway, and you’re starting to familiarize yourself with different types of house styles and floor plans. Two of the most common types of floor plans–traditional separations and open floor plans –will no doubt come up repeatedly, and both have their benefits (and drawbacks)....

You Ask, We Answer: What Are the Different Levels of Homeowners Insurance? When it comes to homeowners insurance, not all coverage is created equal. In fact, there are different levels of coverage, and while policies should always be analyzed for their specific details, it may help if you decide which level of coverage makes the most sense for you as you’re scoping out such policies. Here are three...

You Ask, We Answer: What Should I Look for In Homeowners Insurance? Once your Calcagni Real Estate agent has helped you find a home in Connecticut to buy, you’ll have a list of things to do that feels a mile long–but one of the most critical “to do’s” is to secure homeowners insurance for your new home. Knowing what you should look for in homeowners insurance, what it covers (and doesn’t) and...