Home Buyers

  You Ask, We Answer: How Can I Qualify for a Home Loan? Spring is here, and you’ve got real estate on your mind. At Calcagni Real Estate, we know just how you feel. Buying a home in Connecticut is always a good idea, but with interest rates still low, the promise of better weather on the way and the thought of summer fun in a new house, it seems more appealing than ever to make a move. Now that...

You Ask, We Answer: What Are The Top 5 Benefits of Buying in a 55+ Community? Owning a home in Connecticut can be one of the great joys of adulthood. But as the years go by and lifestyles change, many of us find that we want less space, less yard maintenance, less commuting time and perhaps even less noise. If you’re 55 or over and considering a housing switch, you may be curious about Connecticut’s...

Photo courtesy of Assurance Financial You Ask, We Answer: What Are Closing Costs? When your Calcagni Real Estate agent presents you with a sales contract for the house you want to buy, you’ll no doubt be aware of the down payment required to enter into purchasing the home. But for first- time homebuyers, preparing for closing costs may come as a surprise. No need to be caught unaware, however....

You Ask, We Answer: What Is Title Insurance, and Why Do I Need It? What is a title to a home? A title to a home is a document that proves who has legal rights to the property in question. A title also indicates if the current owner has liens on the property or has additional ownership claims. If a title is clear, it means that the buyer is not responsible for fixing these issues—and that is exactly...

Image courtesy of viva escrow You Ask, We Answer: How Does Escrow Work? Whether you’re a homebuyer or you’re selling your home, the word “escrow” is sure to come up at some point in your Connecticut real estate transaction. While your Calcagni Real Estate agent can work with your mortgage lender to help explain the details as they pertain to your unique contact, we’re exploring escrow...

You Ask, We Answer: What Can I Expect from My Home Inspection? For any homebuyer, buying a home is one of the biggest investments we can make—and the process can sometimes feel overwhelming. Luckily, there are steps leading up to your closing that provide valuable information to help you make important decisions before making that house your home. One of these guardrails is the home inspection. This...

You Ask, We Answer: Why Is Moving to Connecticut a Good Idea Right Now? Maybe it’s the dream of closet space that started it. Perhaps it’s the school districts that have you perusing the Calcagni Real Estate website. Or maybe it’s the thought of growing your own vegetable garden that tipped the scales and had you yearning to trade concrete for…Connecticut? Though many homebuyers have tucked...

Photo of Pierpont Hill in North Haven You Ask, We Answer: Why Can't I Use My Own Subcontractors for My New Construction Home? Congratulations! You've just purchased the house of your dreams: A new construction home in the ideal Connecticut location—and you can't wait to get started in making it yours. In the process, you figure you'll save some money by hiring Uncle Joe to help with the...

Photo of Arbor Meadows in Cromwell You Ask, We Answer: How Do I Budget for New Construction? Whether you’ve started house hunting online or you’ve been slowly wading back into in-person open houses, chances are, your search for the perfect Connecticut home comes with a “wish list.” For many homebuyers today, having ample space to work (and learn) from home is figuring more prominently during...

Photo courtesy of realtor.com You Ask, We Answer: What Do I Need to Know About Relocating to the Suburbs During COVID-19? Our new reality during the COVID-19 pandemic has shifted in myriad ways: From distance learning and working from home to a premium value placed on living space, life under the coronavirus is shaping our present and helping to determine our future. With so many variables at play,...